:root{--ink:#172033;--muted:#5e6878;--paper:#f7f8fb;--card:#fff;--gold:#b38a4a;--gold-dark:#76561f;--navy:#17233a;--line:#e4e8ef;--shadow:0 20px 60px rgba(23,32,51,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Manrope,Arial,sans-serif;line-height:1.7}.wrap{width:min(1180px,88vw);margin:0 auto}a{color:var(--gold-dark);text-underline-offset:3px}.site-header{position:sticky;top:0;z-index:10;background:rgba(247,248,251,.93);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.header-inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:.04em}.brand-mark{display:grid;place-items:center;width:34px;height:34px;border:1px solid var(--gold);border-radius:50%;font-family:"Playfair 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.wrap{grid-template-columns:1fr}.side{position:static}.article-grid{gap:24px}.footer-grid{display:grid}.trust-card{max-width:620px}}@media(max-width:560px){.wrap{width:min(92vw,1180px)}h1{font-size:38px}.hero{padding:46px 0}.trust-card{padding:20px}.article-grid{padding-top:46px}.content p,.content li{font-size:16px}.final-cta{padding:48px 0}.guide-card{align-items:flex-start;flex-direction:column;gap:2px}}
.skip-link{position:absolute;left:-9999px;top:8px;z-index:99;padding:10px 14px;background:#fff;color:var(--ink);border-radius:8px}.skip-link:focus{left:8px}.knowledge-hero{padding-bottom:48px}.knowledge-hero .hero-visual,.article-visual{background:linear-gradient(145deg,#fff,#f0eadf);border:1px solid #ddcfb7;border-radius:24px;padding:18px;box-shadow:var(--shadow)}.hero-visual img,.article-visual img{display:block;width:100%;height:auto;border-radius:14px}.article-meta{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:20px;color:var(--muted);font-size:13px}.article-meta span{display:inline-flex;align-items:center;gap:6px}.answer-box{margin:0 0 34px;padding:26px 28px;border-radius:16px;background:#f1eadf;border-left:4px solid var(--gold)}.answer-box h2{margin:0 0 10px;font-size:27px}.answer-box p{margin:0}.key-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:26px 0 0;padding:0;list-style:none}.key-points li{position:relative;margin:0;padding:16px 16px 16px 43px;background:#fff;border:1px solid var(--line);border-radius:12px;font-size:15px}.key-points li:before{content:"✓";position:absolute;left:16px;top:15px;color:var(--gold-dark);font-weight:900}.toc{margin:0 0 34px;padding:24px 28px;background:#fff;border:1px solid var(--line);border-radius:16px}.toc strong{display:block;margin-bottom:10px}.toc ol{margin:0;padding-left:22px}.toc a{text-decoration:none}.article-visual{margin:0 0 42px}.figure-caption{margin:12px 4px 0;color:var(--muted);font-size:13px}.knowledge-section{padding:70px 0}.knowledge-section+.knowledge-section{border-top:1px solid var(--line)}.section-heading{max-width:760px;margin-bottom:30px}.section-heading h2{margin:0 0 12px}.section-heading p{margin:0;color:var(--muted);font-size:17px}.knowledge-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.knowledge-card{display:flex;flex-direction:column;min-height:100%;padding:24px;background:#fff;border:1px solid var(--line);border-radius:16px;text-decoration:none;color:var(--ink);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}.knowledge-card:hover{transform:translateY(-3px);border-color:#cdb789;box-shadow:0 14px 36px rgba(23,32,51,.08)}.knowledge-card .tag{align-self:flex-start;margin-bottom:16px;padding:5px 9px;border-radius:20px;background:#f1eadf;color:var(--gold-dark);font-size:11px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.knowledge-card h3{margin:0 0 10px;font-family:"Playfair Display",Georgia,serif;font-size:23px;line-height:1.2}.knowledge-card p{margin:0 0 20px;color:var(--muted);font-size:14px;line-height:1.6}.knowledge-card .read-more{margin-top:auto;color:var(--gold-dark);font-size:14px;font-weight:800}.service-strip{padding:28px;background:var(--navy);color:#fff;border-radius:20px}.service-strip h2{margin:0 0 10px}.service-strip p{max-width:780px;color:#d9dfeb}.service-links{display:flex;gap:10px;flex-wrap:wrap;margin-top:22px}.service-links a{padding:9px 13px;border:1px solid rgba(255,255,255,.3);border-radius:9px;color:#fff;text-decoration:none;font-weight:700}.related{padding-top:38px}.related h2{font-size:30px}.source-list{padding-left:20px}.source-list li{font-size:15px}.breadcrumb{padding:18px 0 0;color:var(--muted);font-size:13px}.breadcrumb a{color:var(--muted)}.content section[id]{scroll-margin-top:105px}.legal-note{padding:16px 18px;background:#fff7e8;border:1px solid #ead6ae;border-radius:12px;color:#59451f;font-size:14px}.metric-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:22px}.metric{padding:16px;border:1px solid var(--line);border-radius:12px;background:#fff}.metric strong{display:block;font-size:21px;color:var(--navy)}.metric span{font-size:13px;color:var(--muted)}
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